Savings & Deposits

Savings schemes for members from as little as NPR 50, and NRB-permitted public deposits earning up to 8.75% per annum.

8.75%
Nirdhan Remittance Fixed Saving — highest rate
8.00%
Fixed Savings, 2-year maturity
NPR 50
Minimum balance to start member savings

For Members

Savings useful for health, education and consumption needs — and a habit of saving for the future. Deposits and withdrawals happen at your center meeting or branch.

ProductInterest RateRemarks
Nari Bachat2.50%Minimum balance NPR 50
Personal Savings7.50%Minimum balance NPR 50
Individual Saving7.50%Minimum balance NPR 100
Sambriddhi Savings—Doubles in 14 years with regular monthly deposits

For the General Public

With permission from Nepal Rastra Bank, NULBSL accepts deposits from the general public — savings accounts and fixed deposits with up to 2-year maturity.

ProductInterest RateRemarks
Staff Salary Savings7.75%Minimum balance NPR 500
Special Savings7.50%Minimum balance NPR 500
Sahayatri Savings7.50%Minimum balance NPR 500
Samunnat Savings7.50%Minimum balance NPR 500
Easy Savings7.50%Minimum balance NPR 100
Festival Savings7.50%Minimum balance NPR 500
Child Education Savings7.50%Minimum balance NPR 500
Fixed Savings — 6 Months7.75%Minimum balance NPR 5,000
Fixed Savings — 1 Year7.75%Minimum balance NPR 5,000
Fixed Savings — 2 Years8.00%Minimum balance NPR 5,000
Sansthagat Fixed Saving — 1/2 Years7.75%Minimum balance NPR 5,000
Nirdhan Remittance Fixed Saving8.75%Minimum balance NPR 5,000

*Conditions apply. Rates subject to revision — see the latest interest rate notice.

Open an account at any of our 185 branches

Bring citizenship ID and a passport photo. Member schemes require group membership; public deposits are open to everyone.

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